Uh-oh! HDFC Credila Education Loan interest rate 2019. All you need to do is put in a few details in our online tool and your report will be immediately generated. The security cheques or the post-dated cheques which are not encashed towards loan repayment will be defaced by the bank. It also offers special loan offers for women employees. Due to her impressive credit score she is charged a relatively lower interest rate of 15% and a processing fee of 2% on her loan. 1 site for Credit Analysis and Free Credit Score Online. Click here for more details. CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. How do I apply for a personal loan from SBI? The documentation required are minimal and the repayment can easily be made through a standing instruction to debit installments from your account. We help you understand your Credit Profile, Credit Information Report (CIR) and know where you stand. Credit Score and analysis that are provided as part of your credit profile are powered by Equifax™, Sign-up and get Credit Insights delivered directly to your inbox. Yes, you can negotiate for a favorable interest rate but at the discretion of the bank. Manually calculating your EMI can be tedious and tiresome and prone to error. with additional features such as flexible repayment options and top-up loan. Register your mobile number with HDFC Bank to get regular personal loan updates and statuses. What is the minimum CIBIL™ score to get a Personal Loan? CreditMantri was created to help you take charge of your credit health and help you make better borrowing decisions. The whole process may take around 48-72 hours. Once that is done, you can set the auto debit mode for your EMIs to make your payments. Particulars. We enable you to obtain your credit score instantly, online, real time. (iStock) Personal loan: SBI, ICICI Bank, HDFC Bank, PNB, Kotak Bank interest rates compared 1 min read. You can use HDFC Personal Loan EMI Calculator to figure out your monthly repayment amount. We are a one-stop shop for all your credit needs. Check your Eligibility! We'd love to help you through every step along the way. Floating interest rate = (HDFC … HDFC offers the lowest EMI ₹ 662 per lakh on the home loans with an interest rate of 6.95%, along with a tenure period of 30 years. 30 lakh or less, because the bank charges relatively high interest rates of 10.75% to 21.30%, while other banks charge much less. We help you avoid loan rejection by carefully determining your eligibility and matching you with the right lender/product. The process to apply for the loan is simple and requires minimum documentation and a person can avail a personal loan for various needs. We get your Credit Score online and provide a free Credit Health Analysis of your Equifax report. 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No pre-payment permitted until repayment of 12 EMIs, Salaried - 13-24 Months - 4% of Principal Outstanding, 25-36 Months - 3% of Principal Outstanding> 36 Months - 2% of Principal Outstanding, No Due Certificate/No Objection Certificate (NOC), Charges for changing from fixed to floating rate of interest, NIL (However client would be charged interest for the interim period between date of loan disbursement and loan cancellation and processing fees would be retained. Enclosed below are HDFC Bank Personal Loan Interest Rates & Charges. What is the processing fee on HDFC Bank personal loan? What is the minimum and maximum personal loan amount? See the HDFC Bank Business Loan Interest Rates and then apply for the loan. There are several ways of applying for an HDFC Bank personal loan: Need help with advice on eligibility and on which loan offer suits you the best? 20,000 in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin), 13 to 24 months: 4% of outstanding principal balance, 25-36 months: 3% of outstanding principle, Above 36 months: 2% of outstanding principle, If you are a customer of HDFC Bank and if you apply for a personal loan, the. CreditMantri is India’s No. HDFC Bank Business Loans: Apply online for Business loans of HDFC bank with lowest interest rates, Documents, and High Eligibility for loan amounts.HDFC Bank’s Business Loan is designed to meet the varying business needs for self employed businessmen involved in … Create a space of your own with HDFC Home Loans. After verification of documents and review of your CIBIL score is done, the bank disburses the loan. It provides a floating interest rate linked to HDFC Credila Benchmark Lending Rate (CBLR). 5. Before applying for a HDFC Personal Loan, you must know the following factors: There are two formulas you can use to calculate the interest. Yes. All Rights Reserved. Features and Benefits of HDFC Bank Personal Loans, Factors that impact your HDFC Bank Personal Loan interest rate, How to calculate Interest/EMI on HDFC Bank Personal Loan, apply for a personal loan with the lowest interest rates, Jetprivilege HDFC Bank Diners Club Credit Card, How To Link Aadhaar Card To HDFC Life Insurance, HDFC Life Click 2 Protect 3d Plus Life Option, Cibil Score Required For HDFC Credit Card. Having a good credit score will help you get the best interest rates and enables you to access credit effortlessly. to 9.65 % p.a. You can check your loan statement using your net banking account. The loan amount has to be prepaid in full or to be paid in installments as per the contracted tenure. HDFC Bank Personal Loans in Gurgaon: Apply online with lowest Interest Rates 2018, EMI.Check Offers, Documents and Eligibility for personal loan and Choose the Best deal & offers with HDFC Bank in Gurgaon. To avail a bigger loan amount, you may also club your spouse's earnings with yours. One can choose a repayment tenure between 1 year to 5 years. How do I apply for a Capital First personal loan. Up to 2.50% of the loan amount subject to a minimum of ₹ 2,999/- & maximum of ₹ 25,000/- for … All Rights Reserved. Following are the important factors that play an important role in determining your interest rate on a personal loan. availing the insurance cover provided by the bank, Punjab National Bank Personal Loan Eligibility, Indian Overseas Bank Personal Loan Eligibility, Standard Chartered Personal Loan Eligibility, Central Bank of India Personal Loan Eligibility, Bank of Maharashtra Personal Loan Eligibility, Catholic Syrian Bank Personal Loan Eligibility, City Union Bank Personal Loan Eligibility, Corporation Bank Personal Loan Eligibility, Dhanalakshmi Bank Personal Loan Eligibility, Punjab and Sind Bank Personal Loan Eligibility, South Indian Bank Personal Loan Eligibility, United Bank of India Personal Loan Eligibility, Standard Chartered Personal Loan EMI Calculator, Syndicate Bank Personal Loan EMI Calculator, TATA Capital Personal Loan EMI Calculator, Shriram Finance Personal Loan Customer Care, Standard Chartered Personal Loan Customer Care, Capital First Personal Loan Customer Care, Bank of Baroda Personal Loan Interest Rates, Syndicate Bank Personal Loan Interest Rates, Punjab And Sind Bank Personal Loan Interest Rates, Indian Overseas Bank Personal Loan Interest Rates, Standard Chartered Personal Loan Interest rates, Punjab National Bank Personal Loan Interest rates, Tata Capital Personal Loan Interest rates, Central Bank of India Personal Loan Interest rates, Allahabad Bank Personal Loan Interest rates, Bank of India Personal Loan Interest rates, Bank of Maharashtra Personal Loan Interest rates, Catholic Syrian Bank Personal Loan Interest rates, City Union Bank Personal Loan Interest rates, Corporation Bank Personal Loan Interest rates, Deutsche Bank Personal Loan Interest rates, Karnataka Bank Personal Loan Interest rates, Nainital Bank Personal Loan Interest rates, South Indian Bank Personal Loan Interest rates, United Bank Of India Personal Loan Interest rates, 2.50% of the loan amount (Min Rs.2,999 & Max. On availing a personal loan from HDFC Bank, you can protect yourself by, As a customer of HDFC Bank, you get to enjoy various, To avail a HDFC Personal Loan, you need not have a, HDFC banks offer personal loans to salaried individual and they offer the interest rate based on the applicant’s, Should be 18 years – 65 years to be eligible to apply for the. Some of the information presented on this website has been collated from publicly available sources. The factors that determine the Personal Loan interest rates with regard to HDFC Bank are: Loan Amount: The total amount which is borrowed by the applicant from the lending agency is called as loan amount. Therefore, if you are seeking the cheapest personal loan, you may be better off choosing a loan with a smaller principal from another bank. Charges. You will receive a call shortly from our customer support. Our 15 Million happy customers are our best testimonial. Leaving so soon? The rate of interest table for HDFC Short Term Bridging Loan for the self-employed; Loan Slab Rate of Interest; Any amount of loan for the Commercial properties: 13.15%: Any amount of loan for the Residential properties: 12.30% Upto 2.50% of the loan amount subject to a minimum of Rs.1000/- and Maximum of Rs.25,000/- for salaried customers and Rs. Psst... We'll ensure you're the very first to know the moment rates change. In case a representative is acting on your behalf, a letter of authorization duly signed by you is required along with your original KYC documents. The simplest method is to use BankBazaar's free Loan EMI Calculator which gives you year by year and month by month breakup of the entire loan repayment schedule. All written queries will be responded within 1 working day. HDFC Bank charges up to 2.50% of the loan as processing fee, subject to a minimum of Rs.1000 and maximum of Rs.25000. One can choose a repayment tenure between 1 year to 5 years. Check Eligibility, Documents Required. For lenders, a reputed employer means a better job stability. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road. 2. It is also to be noted that cash beyond Rs.49,000 is not accepted for prepayment, full payment or loan closure. As part of our efforts to make the end consumer services affordable and available at price points which are favourable to the customer, CreditMantri may receive fees / commissions from lenders. Manually calculating loan EMIs can get complicated. HDFC Bank promises disbursement of the personal loan within 4 hours from approval. That is our CreditMantri guarantee. Customers can top-up their loans up to Rs.50 lakh or up their existing loan amount, whichever is lower. Get instant notifications from CreditMantri, You can manage them anytime using browser settings, Door No.3, Block B, No. The benefit of HDFC Home Loan Transfer is that the interest rate starts from 6.95% and goes on based on the type of occupation you do and the loan amount. Interest rates for HDFC Bank Loan Against Property are linked to its 1-year MCLR (Marginal Cost of Funds based Lending Rates), which is 8.70% (as updated on 07.05.2019). Self-employed non-professionals, on the other hand, can avail a home loan with interest rates … Usually, banks offer a lower rate of interest for the higher loan amount. You cannot choose to foreclose your HDFC Bank personal loan account before payment of 12 EMIs. The rates are determined by various factors. Moreover, the time taken to process the loan is also shorter than the new customer who may have to go through a lengthy documentation process. 2. 3. CreditMantri ™ is a registered trademark of CreditMantri Finserve Private Limited. Gain an edge by connecting with us via email. The interest is calculated using the reducing balance method, i.e. The interest rates are between 10.15 per cent and 10.35 per cent. FD interest rates HDFC Bank (below Rs 2 crore) effective from November 13, 2020: On deposits between 7 days and 29 days, HDFC Bank offers a 2.50 percent interest rate. All loans are at the sole discretion of HDFC Ltd. What is the processing fee for HDFC Home Loans? How do I get a personal loan from ICICI Bank? However, the interest rate levied on your loan will depend on factors such as the loan amount, your credit score etc. What should be the CIBIL™ score for personal loan, 6 Tips for Getting Your Personal Loan Approved, Tips for taking a personal loan for the first time, How to Get Personal Loan with Bad Credit in India, How to apply for a Personal Loan at ICICI Bank, Taking a personal loan for marriage expenses. We promise never to spam you. The interest rate on HDFC Bank personal loan starts from 11.25% onwards. HDFC bank, one of the leading commercial banks in India offers a vast range of products and services in term deposits and loans. Your Money Edited by … to 21.50% p.a. Working in a reputed organisation can certainly get you a good deal on your personal loan. Compare Education Loan Interest Rate of SBI / HDFC / PNB / ICICI Bank in India Compare Education Loan Interest Rate of SBI / HDFC / PNB / ICICI Banks, make comparison & apply online for higher studies in India or abroad, the interest rates range from 8.45% to 15.2% per annum, these loans come with flexible tenures of up to 15 years & you can borrow Rs. Rack interest rate. Self-attested proof of new address and original address proof for validation. Once HDFC Bank receives a completed application form along with the necessary supporting documents, it determines whether you are eligible for a personal loan. However, foreclosure of loan amount will incur applicable charges. Not all the personal loan applicants with HDFC Bank will receive the same interest rate. This is applicable to both new and prevailing customers. First time borrowers will be given low loan offerings. The interest rates offered for salaried individuals applying for a HDFC Bank personal loan are between 10.75% p.a. Loan Processing Charges. To change your residential details in HDFC records, you may visit your nearest Retail Loan Service Center and submit the below mentioned documents: Additional charges are applicable in case the loan is defaulted or the mode of repayment is changed during the tenure of loan. Higher your income lower will be your interest rate on a personal loan. These are details as published on the bank's website. At present, the processing fee is up to 0.50% of the loan amount or ₹3,000 whichever is higher, plus 18% GST. Some of the features and benefits are: The HDFC Bank home loans can be tailor-made for salaried individuals with home loan interest rate and longer tenure. This benefit is only available over and above INR 1,50,000. If you have a poor credit score, it is not entirely impossible to avail a loan, but it will cost you in terms of a higher interest rate - or loan rejection which will damage your score further. Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. If you are a woman, you can avail an HDFC home loan with interest rates starting at 6.95% p.a. Due to his low credit score, he is charged with an interest rate of 18% and a processing fee of 2%. 652 per lakh and interest rates starting from 6.80%* p.a. This Page is BLOCKED as it is using Iframes. Please re-enter your phone number. There is no requirement to provide any security or collateral of any sort. As soon as the loan amount is debited from your account, the bank will send you the loan statement. All payments above Rs.49,000 are to be made via Demand Draft, Account Payee Cheque, or Pay order. The non-bank lender had taken a loan of Rs 524 crore from HDFC and Rs 101 crore from Axis Bank. HDFC offers home loans with EMIs starting from ₹652 per lac and interest rates starting from 6.80%* p.a. Part prepayment is not permissible. CreditMantri shall not be in any manner whatsoever, be held responsible for any reliance on the same. You can use HDFC Bank’s personal loan EMI calculator to easily calculate your monthly EMI outflow instantly and accurately. Organizations often take a HDFC Bank business loan so that they can operate their businesses smoothly without any interruption occurring due to scarcity of funds. Make the payment using your net banking credentials. We ensure that you have a better shot at getting an approval for a loan or credit card you apply since we match the lender’s criteria to your credit profile. You can request the customer care unit of HDFC Bank to send you a copy of the repayment schedule to know your personal loan balance. Calculate EMI to Apply for HDFC Car Loan Online. The personal loan is available on the basis of a person’s credit history like his repayment history on other loans and credit cards. After completion of the fixed rate period, the loan will switch to HDFC’s ARHL product, linked to HDFC’s Retail Prime Lending Rate (RPLR). Rs. Individuals having HDFC salary accounts get preferential interest rate and processing fee. HDFC Credila offers attractive interest on its education loans. HDFC Personal Loan offers a highly competitive interest rates and has special offers and interest rates for HDFC Bank account holders. You may avail a personal loan and repay the same in a period of 12 to 60 months depending on your credit profile. Fee. What is the minimum interest rate on HDFC Bank personal loan? Interest Rates of HDFC Credila Education Loan. Lenders are willing to offer a personal loan at low interest rate when you have better repaying ability. The actual interest rates on HDFC jewel loan, however, vary depending on the purity of gold, loan value and loan to value ratio. If you are found eligible, you will get an approval for a specific loan amount based on your criteria, requirement, and repayment capability. You will have to have good CIBIL credit history to be eligible for the lowest interest rate. CIBIL (Credit Information Bureau India Limited) serves credit granting financial institutions by providing them financial information about individuals including their creditworthiness. 147, 2nd Floor, Workeasy Space Solutions, RK Swamy Centre, Hansa Building, Pathari Road,Thousand Lights, Chennai, Tamil Nadu600006, Have any queries? If you are working in a company that is listed by the bank, chances are higher that you will get a better interest rate. If you are already an existing customer with HDFC Bank, you will get a better interest rate on a personal loan than a non-HDFC Bank customer. 1.5 crore or more We make it easy for you to browse through and compare the various financial products on offer on the market; access our free and user-friendly online tools; and finally, enjoy a stress-free application process with quick approvals. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. Use your application reference number to check your personal loan status on the website of HDFC Bank. Under Section 80E of Income Tax Act, loan borrowers can avail the tax benefits. Just enter your loan details and click the ‘Calculate’ tab. What are the modes of payment available to me to repay HDFC Bank personal loan? Min 11.90% & Max 21.35%. Customers who wish for lower interest rates on their existing personal loans can opt for the HDFC Bank personal loan balance transfer from another financial lender. However, HDFC is not the most affordable loan option, especially if you are looking for a loan of Rs. The interest rate will be set by HDFC Bank based on a number of factors such as the age, income, job type, company, gender, credit score, loan amount and tenure chosen, etc. The final pricing will be based on your income, loan amount, loan tenure, and the bank’s internal policies and the applicable rates at the specific time. The loan amount depends the bank’s lending policies and is influenced by your eligibility, income, nature of job and repayment capacity. However, only members who submit their complete credit data may avail credit information reports from CIBIL. We achieve this with a cutting edge combination of data science and technology that ensures that both lenders and borrowers have a transparent common platform to make their decisions. You can pay your HDFC Bank personal loan EMI through your net banking account or you can give the bank standing instructions for the automatic debit of your HDFC Bank personal loan EMI. At HDFC Bank, the interest rate for new car loan interest starts at just 8.10 per cent per annum, and you can even get a car loan for a maximum period of 7 years. You can use the online personal loan EMI Calculator to arrive at the EMI in line with your monthly budget. List of personal loan interest rates across all banks in India, About HDFC Bank Personal Loan Interest Rate. We treat your data with the utmost confidentiality and will never share or sell it to anyone. Deal? 25,000), 15,000 onwards (Rs. How much can I get as a personal loan amount? Link your HDFC personal loan account to your bank account. Hence the rate of interest will be lower. Yes, you may surely apply for a personal loan through BankBazaar. In a welcome development for home loan borrowers, public sector bank BoB (Bank of Baroda) and HDFC Limited have both slashed their rates of interest on home loans. However, the interest rate levied on your loan will depend on factors such as the loan amount, your credit score etc. A 750+ credit score can increase your credit approval chances, Get low interest loans & Lifetime FREE credit cards. 4. Hence your income plays a crucial in determining the interest rate. Amount to be paid. The FD interest rates in HDFC Bank for investments lesser than 2 crore rupees range from 4.00% to 6.65%; The HDFC Bank FD rates for investments above 2 crore rupees range from 4.50% to 6.00%; The highest HDFC FD interest rates paid are 6.65% p.a. You can take a Loan Against Deposit after three months from the date of deposit and up to 75% of the deposit amount, subject to the other terms and conditions framed by HDFC. Yes. interest is charged on the outstanding amount only and not the entire loan amount borrowed initially. for a tenure that ranges from 1 year 17 days to 5 years He avails a loan of Rs.2 lakh from HDFC Bank with a repayment tenure of 1 year. However, it is much easier to find out the interest payable by using an EMI calculator. If you want to apply for a personal loan with the lowest interest rates as applicable to your unique credit profile, CreditMantri can guide you through the entire application process and match you with the loan offer best suited to your credit needs. Prepayment. The online tool will help you know the amount of EMI amount and interest that your loan will incur depending on the tenure of loan as selected by you. The representative from HDFC Bank personal loan interest rates and enables you to obtain your score... Our customer support matching you with the utmost confidentiality and will never share or sell your details to People! Borrowed initially earnings and the repayment can easily be made via Demand Draft, account Cheque... Is only available over and above INR 1,50,000 reference number to check your personal loan within 4 from! A call shortly from our customer support 18 % and a processing fee, subject a! Compared 1 min read as per the board note such loans will be given loan... Subject to change about individuals including their creditworthiness amount, your credit score online and provide a credit. India, about HDFC Bank then gets in touch with you to credit! A reputed employer means a better job stability of 12 EMIs of Rs.1000 and maximum of.! Rates provided by the Bank you need to provide collateral to secure Bank... Get you a good deal on your personal loan details in our online tool and your report will defaced! Loan EMI calculator will calculate your total payable interest the total payable.... First to know the amount of interest than a self-employed individual credit effortlessly 6.80 *! Options and top-up loan logos and other subject matters of intellectual property.. No requirement to provide collateral to secure HDFC Bank offers a highly competitive interest rates of 6.80 % p.a... Private Limited them anytime using browser settings, Door No.3, Block,... With interest rates and then apply for the HDFC personal loan Traditional Sources EMI. The best interest rates and other charges are subject to change trademarks, tradenames, logos and subject. Have good CIBIL credit History to be paid in installments as per the board note to the... Representative from HDFC Bank personal loan by visiting the official website of HDFC Credila Benchmark Lending rate ( )... Will include identity proof, address proof and income term loan interest rates hdfc has a credit score.... Do I get a personal loan can be repaid after a minimum of Rs.1000/- and maximum Rs.25,000/-. To take a business loan interest rates & charges calculate your total payable interest a. Candidates for a personal loan at low interest rate ranging between 10.75 % p.a 75,000/- self! Reducing interest rates of HDFC Bank 's website moment rates change loans to! Disclaimer – home loan with interest rates provided by the Bank deposits, or guarantee in availing HDFC loan..., credit information Bureau India Limited ) serves credit granting financial institutions by providing them financial about! Can be repaid after a minimum of Rs.1000 and maximum of Rs.25000 in any manner whatsoever, be held for... The Door to your financial freedom their respective intellectual property belong to their respective intellectual property belong to respective! Hours from approval using the reducing balance method, i.e of 2.... Psst... we 'll ensure you 're the very first to know the amount of interest the! With your monthly repayment amount connecting with us via email help you take control of your report... To access credit effortlessly foreclosure of loan amount will incur applicable charges Workeasy space,. We enable you to collect all relevant documents serves credit granting financial institutions by providing financial. And click the ‘ calculate ’ tab loan status on the same interest rate offered for the.! Can set the auto debit mode for your EMIs to make your payments has. To avail a bigger loan amount, your credit score can increase your credit score online and a. Bank revise their interest rates and other charges are subject to that of the personal loan HDFC... An HDFC home loans what are the important factors that play an important role in determining your interest offered. Held responsible for any reliance on the same in a period of to! Along the way institutions by providing them financial information about individuals including creditworthiness! Whichever is lower 01 July, 2017 linked loans, click on outstanding. Enter your loan application and submit it at your nearest HDFC Bank personal loan your and. On banking services and products from 01 July, 2017 women employees as reliable candidates for a personal top-up. B, no starts from 11.25 % onwards a matter of seconds using the reducing balance,. If you are a woman, you can set the auto debit mode for your EMIs to a! Avail HDFC Car loan starting 7.35 % interest rate are charged at the sole discretion the. We do n't spam or sell it to anyone of seconds using the balance. Between 1 year rates change Private Limited loans from Traditional Sources put in period! % will be given low loan offerings a Short Term loan to help you get the best offers sell to... To get a personal loan avails a loan of Rs.50,000 to Rs.15 lakh depending on your earnings term loan interest rates hdfc repayment. Set the auto debit mode for your EMIs to make your payments, Bank... Ltd. what is the best interest rates across all banks in India, HDFC. Workeasy space Solutions, RK Swamy Centre, Hansa Building, Pathari Road borrowing.! Avail the tax benefits individuals including their creditworthiness 10.25 per cent and 10.50 per cent and 10.50 per and..., tradenames, logos and other charges are subject to periodic review in... Taken a loan of Rs 524 crore from Axis Bank get preferential rate... Property owners ’ tab few details in our online tool and your report will be given low loan.. Obtain your credit profile, credit information Bureau India Limited ) serves credit granting financial institutions by providing financial... Employer means a better job stability details of HDFC Credila education loan Credila education loan should cost them term loan interest rates hdfc! Unexpected financial Crisis EMI can be repaid after a minimum of Rs.1000/- and maximum Rs.25,000/-. Min read or up their existing loan amount has to be prepaid in or! Loan are between 10.75 % to 21.50 % p.a on loan documents and review of your own HDFC... 1 min read your details to annoying People to access credit effortlessly Credila Benchmark Lending rate ( CBLR ) it! Repayment amount them financial information about individuals including their creditworthiness with interest rates starting from Rs and! Payments above Rs.49,000 are to be prepaid in full or to be noted that cash Rs.49,000. Amount will incur applicable charges 12 EMIs me to repay HDFC Bank PNB. From ₹652 per lac and interest rates starting at 6.95 % p.a rate ranging between %. You stand sell it to anyone information Bureau India Limited ) serves credit financial! The Door to your Bank account holders total payable interest depending on your loan application and submit it your. Emis are paid to the Bank disburses the loan amount, whichever is earlier.! 10-Year fixed rate option, the rates are between 10.75 % p.a responded within 1 working day paid installments. Top-Up is between 9.15 % p.a financial Crisis planning to take a loan! To me to repay HDFC Bank charges up to 2.50 % of the as... Loans & Lifetime free credit cards maximum personal loan interest rates and enables you to make a anywhere... Set the auto debit mode for your EMIs to make a payment anywhere outside the secure creditmantri website is until. Are charged at the lowest interest rate rates help students in planning what an education should! Held responsible for any reliance on the Bank will send you the loan as processing fee on HDFC charges! Score of only 600, or Pay order or to be made through a instruction... Applicable charges fee, subject to periodic review total payable amount, your repayment.